Pay Over Time

Affirm is a financing alternative to credit cards and other credit-payment products. They offer instant financing for orders placed with Good Stone to be paid in fixed monthly installments over 3, 6, or 12 months.

With Affirm you can:

· Buy and receive your items right away, and pay for it over several months. This payment option allows you to split the price of your order into fixed payment amounts that fit your monthly budget.

· See your Affirm payment terms before you check out. See exactly how much you owe each month, the number of payments you must make, and the total amount of interest you’ll pay over the course of the loan. There are no hidden fees.

· Place an order without a credit card. 

· Receive reminders by email and SMS before your upcoming Affirm payment is due. Enable Autopay to schedule automatic monthly payments.

To sign up for Affirm for your Good Stone order, you must:

· Be 18 years or older (19 years or older in Alabama or if you're a ward of the state in Nebraska).

· Not be a resident of Iowa (IA) or West Virginia (WV).

· Provide a valid U.S. or APO/FPO/DPO home address.

· Provide a valid U.S. mobile or VoIP number and agree to receive SMS text messages. The phone account must be registered in your name.

· Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help us verify your identity.

Affirm does a “soft” credit check, which verifies your identity but does not affect your credit score. Their underwriting model does not use a hard credit check.

No, Affirm does not have prepayment penalties or fees for paying off your loan early.

Also, if you pay off your entire loan before the final due date, you will pay interest only for the period that you borrowed the funs. Affirm rebates any unearned portion of the finance charge for the remaining loan period.

To see the total pay-off amount, go to your Affirm account and click on "Make Payment."

Your first monthly payment will be due one calendar month from the date Affirm processes your loan. Affirm will send you an email and SMS text message to confirm all of your billing due dates.

Each monthly payment will be due on the same day of the month throughout the loan period. For example, if you obtain a loan with three monthly payments on January 1, your first, second, and third payments will be due February 1, March 1, and April 1, respectively.

Qualified clients may pay over 3, 6, or 12 months with rates starting at 0% APR.

If you don't qualify for 0% APR at this time, Affirm offers 10-30% financing.

Note: Qualification for all Affirm loans shall be determined by Affirm in its sole discretion.

If you’re going to be late on a payment, please sign in to your Affirm account today and schedule a payment as soon as possible.

Learn more over at Affirm's Help Center.

To get all of your questions answered, head over to Affirm's Help Center.